Our success rests solely on the relationships we build with our clients. These relationships are built on trust, understanding, and mutual respect. We navigate our clients through the obstacles of overwhelming financial burden to the road of financial freedom.

Debt Settlement
- CUT YOUR DEBT IN HALF
LEGAL CONSUMER CREDIT INSTITUTE 1 also known as LCCI 1 has an effective debt settlement program, which allows our clients to have their overbearing private and commercial unsecured debt negotiated to the best terms available. This program has helped thousands avoid having to file bankruptcy. Our trained negotiators have an excellent track record of settling millions of dollars of debt with creditors, banks, and collection agencies. Debt settlement is a legitimate and legal way of avoiding bankruptcy and solving your debt problems.

Mortgage Services
- OUR PHILOSOPHY
A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production. LCCI 1 utilizes Nationwide Mortgage to secure mortgage loans for our clients who have mortgage needs.

Stop Harassing Phone Calls
Are you receiving repeated phone calls from bill collectors? Hesitant to pick up the phone because you are worried it will be another collection agency calling? LCCI 1will take over all communications with collectors to provide you assistance and peace of mind. There are laws to protect the consumer from this type of harassment. LCCI 1 utilizes these laws to stop unwanted phone calls. The Fair Debt Collection Practices Act (FDCPA) is a collection of laws enacted by Congress to help protect consumers from illegal practices of Debt Collectors and Collection Agencies.



If anyone has violated any of your rights, contact us at Legal Consumer Credit Institute and we will refer you to the State Attorney General's Office and to the Federal Trade Commission who will notify the offender that they are in violation of the FDCPA. Additionally, Legal Consumer Credit Institute has access to a nationwide network of attorneys who can represent your interests and protect your legal rights.